Fees and Rates
6.1.26
Last updated:
The fees for payment reminders, debt collection notices, and payment demands are regulated by Chapters 1 and 2 of the Debt Collection Regulations and are set as a specified proportion of the applicable debt collection rate in force at any given time.
Contents on this page:
Current base rates
Current fees
Debt collection fees
The debt collection rate is the maximum amount used to calculate debt collection fees. For claim-specific rates for private individuals and businesses, see the Norwegian Financial Supervisory Authority’s website.
Reminder Fee and Debt Collection Notice Fee
The right to charge a reminder fee and the size of the fee are regulated by Chapter 1 of the Debt Collection Regulations and are adjusted in line with the debt collection rate. For a payment reminder and debt collection notice, the creditor may charge an amount equivalent to 1/20 of the debt collection rate.
Below you can see the current maximum reminder fees.
Late Payment Interest
In Norway, late payment interest is regulated by the Late Payment Interest Act. The Act states that late payment interest must be paid when a monetary obligation is not fulfilled on time. The main purpose of late payment interest is to compensate the creditor for the financial disadvantage caused by delayed payment, and it is calculated from the day payment should have been made until the actual payment date.
If no due date is stated on the invoice, late payment interest is calculated no earlier than 30 days after the invoice date. If no specific interest rate has been agreed, the late payment interest rate will normally be higher than the ordinary interest rate.
The Ministry of Finance determines the late payment interest rate every six months. This rate shall correspond to the policy rate set by Norges Bank, plus at least eight percentage points.
As of 01.01.26, the late payment interest rate is 12.00%.
Late Payment Fee
A late payment fee, formally referred to as standard compensation for recovery costs, is a fixed amount that may be claimed as compensation for the costs of recovering unpaid claims or outstanding debt. It is a standardized amount used when no specific recovery costs have been agreed between the parties in a contract or debt agreement. Like the late payment interest rate, the late payment fee is also determined every six months.
The purpose of the late payment fee is to provide reasonable compensation to the creditor for the additional costs and inconvenience arising from debt recovery. This may include administrative costs, legal costs, fees for payment follow-up, and other expenses incurred in connection with the recovery process.
As of 01.01.26, the late payment fee is NOK 460.
Court Fee
The court fee (often abbreviated as 1 R) is a rate used to calculate fees for certain public services, particularly fees charged by the courts. The right to charge court fees is regulated by the Court Fees Act.
1 R is the rate used as the basis for calculating the fee and is adjusted once a year. The court fee rate is revised with effect from 1 January each year. The current rate can be found in the top table on this page.